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Disclaimer
The information and products that SMA
Consultants Pty Ltd provide, are not intended to influence, and therefore
they are not intended, nor are they to be regarded, as investment /
securities / risk advice. The information prepared on this web site has been
done so on a good faith basis with SMA Consultants'
understanding of the current superannuation and taxation laws.
SMA
Consultants Pty Ltd does not warrant or represent that the
information in this web site is free from errors or omissions or is
suitable for your intended use. SMA Consultants Pty Ltd recommends
that you seek independent advice before acting on any information in
this web site. Subject to any terms implied by law and which cannot be
excluded, SMA Consultants Pty Ltd, its directors, employees and
agents accept no responsibility / liability whatsoever, for any
loss, damage, cost or expense (whether direct or indirect) incurred
by you as a result of any error, omission or misrepresentation in any
information in this site.
It should not be construed that the
listing or naming of any investments, or information contained within
this Website is a recommendation in any way whatsoever. No needs
analysis has been carried out by SMA Consultants Pty Ltd to establish
whether any particular investment is suitable for the persons
individual circumstances.
SMA Consultants Pty Ltd strongly
recommends that you seek professional advice before making any
investment risk decision / choice.
Jurisdiction
The products
and services described in this web site
are available only to Australian residents
and in relation to property in Australia.
Applications from people other than Australian
residents will not be accepted. The information
in this web site has been prepared in accordance
with Australian law for the supply of goods
and services. This notice and the information
in this web site and all matters relating
to either are governed by and are to be
construed according to the laws applicable
in the State of Victoria and the Commonwealth
of Australia ("Australian law").
The information may not satisfy the laws
of any other country. It is not directed
at people in any other country and should
not be relied on by people in any country
other than Australia. The information in
this web site is current at the date of
publication but may be subject to change.
Copyright
Copyright
in the Material on this web site is owned
or licensed by SMA.
Except where
necessary for viewing the material on this
web site on your browser, or as permitted
under the Copyright Act 1968 (Cth) or other
applicable laws, no material on this web
site may be reproduced, adapted, uploaded
to a third party, linked to, framed, performed
in public, distributed or transmitted in
any form by any process without the specific
written consent of SMA.
"SMA",
and all associated trademarks, are trademarks
of SMA Consultants Pty Ltd.
3rd
Party Links
Unless otherwise indicated
software downloads available via links from
this site are third party products. These
products may be subject to a licence agreement
between you and the relevant product owner.
To the extent permitted by law, SMA accepts
no liability in respect of such third party
products and SMA provides no warranty and
gives no endorsment in respect of such products
or any party connected with them. SMA, however,
welcomes your feedback or suggestions concerning
these products.
This site includes
material in Adobe® Reader PDF format.
In order
to view these forms, you will need:
Adobe and Acrobat
Reader are trademarks of Adobe Systems Incorporated.
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